What is a contract of adhesion?

A contract of adhesion is characterized by an imbalance of power between the parties involved. In this scenario, one party typically has much more influence or control over the terms of the contract, often resulting in a situation where the less powerful party must accept the terms as they are presented, without the opportunity for negotiation or modification.

This type of contract is commonly found in consumer agreements, such as insurance policies or online service agreements, where the company provides a standardized contract and the consumer has little choice but to accept the terms to obtain the service. The emphasis on one party's dominance underscores the nature of a contract of adhesion, as it lacks negotiation and often does not equally represent the interests of both parties. Thus, option B accurately captures the essence of what a contract of adhesion entails.